I realize money is something of a taboo subject, but I figured hey! I am already writing an entire blog about another taboo subject--infertility--so why not go there, too?
I am directing this question to those of you reading who have done IVF, either with your own eggs or with donor eggs, and had to pay out of pocket, rather than having insurance coverage for IVF. Our insurance will pay nothing toward IVF, either with my own eggs or with donor eggs.
I am prompted to ask my question by a discussion MM and I had recently about the logistics and practicalities of donor egg IVF. (No, we haven't come to a final decision about what we will do yet.) We are both the type of people who like to look at the "worst case scenario" when planning, so we talked specifically about the price tag for donor egg IVF at CCRM. Their website indicates that the cost is approximately $29,000-33,000 (not including the donor's meds, my work-up, or ICSI, which we likely would not need).
Of course, there are clinics which charge less for a DE IVF cycle, but in many cases, the lower cost also comes with lower success rates. Plus, Colorado is relatively close to where we live, as opposed to some other possible options. And no matter where we went, we would be looking at a price tag in excess of $10K.
So if you don't mind sharing, how did you pay for your IVF? Did you already have the needed amount in savings? Did you save for the cycle once you found out IVF would be necessary for you? (If so, how? Second/different job? Extra shifts? Drastic lifestyle changes?) Did you get the money from a friend or family member? Did you borrow some, or all, of the money?
If you don't feel comfortable leaving this information in the comments but wouldn't mind telling just me, feel free to email me at sangela71 at yahoo dot com.
Thanks in advance to all who reply.