Tuesday, February 9, 2010

The dollars & cents of it all

MM and I recently gathered our documentation to prepare our 2009 tax returns and as part of that process, I had to add up all the money we spent on fertility treatments last year. We spent:
  • $1324.53 on acupuncture and herbs
  • $1250 in co-pays to our RE's office
  • $975.53 on fertility medications
For a grand total of $3550.06. (I know that this estimate is conservative because I could not locate the receipts for some of our visits and could not get the information from the RE's office because they changed computer billing systems during the year.)

I realize that this is a drop in the bucket compared to what one IVF cycle would cost--not to mention the cost of actually having a child--and I am grateful that we had insurance which covered a portion of our IUI cycles and drugs. But I was still a little disturbed to think about the other things we could have done with over $3500. We could have taken another week-long trip to Maui, to cite one example. $3550.06 would have put a pretty big dent in the trip to Europe that we would love to take some time soon. I could've put it in my 401(k) or in my nephew's college savings account.

Thinking of another comparison, I would lay bets that this amount exceeds the total amount I paid for contraception prior to TTC. I only used birth control pills and condoms, and I never paid more than $20/month for birth control pills (often less) and rarely bought my own condoms (I left that to my respective partners, figuring "if you wanna play, you gotta pay"). I wasn't on the pill 100% of the time either, only times when I was sexually active. I would have had to take nearly 15 years of birth control pills at $20/month to exceed $3550.06.

Seeing these numbers in black and white and knowing that they got us no closer to our goal of having a child makes me even more glad that we stopped pursuing treatment. All this $3550.06 got us was frustration, heightened disappointment when my period arrived every cycle in spite of the money we'd spent, and stress. . . . oh, and hot flashes and mood swings for me.

On the other hand, had any of our treatments been successful and actually resulted in a living child of our own, I'm sure I would consider this money well spent. In fact, in the big picture, I'd probably consider it a small price to pay to be a parent.

2 comments:

  1. I know what you mean. Our medical deductions for 09 are over 13 g's, including insurance premiums. I wish I were kidding. And we didn't even do IVF. Not all of it was for IF tx's but still! Holy moly!

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  2. It's unfair how costly fertility treatment can be, especially when they don't always work.

    I hope this does not sound trite, but I really feel like good things are in store for you.

    Please know you've got people who may not know you but care.

    ReplyDelete

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